Legal

The Two Most Important Things You Should Do to Respond to Car Accidents

If you’ve been driving for a handful of years and haven’t been involved in a single car accident till date, then you’re fairly confident that it’ll never happen. While that’s commendable and we sincerely hope that you get to maintain that track record and never have to face a car accident for real, you should still know what to do if you ever do find yourself involved in one. Car accidents happen every day and none of the drivers ever see it coming, so it’s best to be prepared.

If you ever find yourself involved in a car accident, then you’ll need to act in an emergency. If you’re unable to act your self because you’re injured, then you need to call for assistance right away. The first thing you need to do to react to the situation is to seek medical help. You need to be taken to a hospital in an emergency to have your injuries tended to unless you somehow got really lucky and didn’t get injured. It’ always advisable to get yourself checked out by a healthcare professional.

The second thing that you need to do immediately after a car accident is to get some legal help. The accident could have been your fault and there might be charges against you. Even if it wasn’t your fault, there’s still a chance that the other involved party tries to press charges against you. You would have suffered losses of your own because of the accident and need to get compensation against them.

It’s best to reach out to a reputable accident lawyer firm like Costa Ivone, LLC as soon as you can, following an accident. The sooner you’re able to do this, the better.

The 2 Types of Bankruptcy You Should Know About

If you’re head over heels in debt, declaring bankruptcy can be the right decision for you. Bankruptcy is a legal procedure that allows entities to seek relief from their debts. Not only can it maintain your peace of mind but it can also help you get back on your feet financially. Several types of bankruptcy can be filed, but the most common of them are chapter 7 and chapter 13. Read on to find out more about them.

Chapter 7 Bankruptcy

A Chapter 7 bankruptcy liquidates your non-exempt assets to pay off as much debt as possible. All other non-exempt assets are preserved while the remaining debts are discharged. One of the terms and conditions for filing for a Chapter 7 bankruptcy is that you don’t have sufficient income to pay your debts, according to bankruptcy attorney Chip Vowell. This is verified in the first stage of the “means test” and the second stage checks if your monthly disposable income is less than a portion of your monthly debt obligation. You can qualify to declare bankruptcy under Chapter 7 only if you pass both the stages of the means test. Otherwise, you can consider filing under Chapter 13. The entire procedure takes 3 to 6 months to complete and ward off the debts.

Chapter 13 Bankruptcy

A Chapter 13 bankruptcy, also known as reorganization bankruptcy allows you to get rid of your debts by restructuring the payments plan while keeping your income in mind. It is the best option if you want to retain your assets or don’t qualify for Chapter 7. The payment plan can be spread over a period of three to five years, but the amount of debt should not exceed a set threshold. After the designated period of the payment plan, the remaining debts are discharged.

What You Need to Know If You Get a DUI?

Just like any other criminal offence, once an individual had been alleged to be driving under influence (DUI), they can stay out of the bars until proven guilty by the jury. Some drivers can even pledge themselves of committing the act, which mostly results in a financial penalty depending upon the legal jurisdiction. Before you get back your driving privileges, you would be required to go through several legal proceedings which would testify your innocence. Not only would you have to bear all the expenses related to breaching the local laws, but you would also have to pay hefty amount of fees in local DUI schools.

Court appearances can pose serious psychological problems on the alleged individuals; depending upon the mental pressure they are capable of bearing. After all, the cops don’t easily let someone go if they have discovered open liquor bottles in their car. You can find the best DWI and DUI defense attorneys in Downtown Nashville by checking out the website of Messenger Puppet now.

Depending upon the degree of the offence committed by a driver, the court can sentence them in jail for up to several years. The lowest level DUI criminal is obligated to spend up to 6 months of time period behind the bars, and all their privileges of driving are lost during this phase. After getting medical examination of the alleged criminal, the court would demand a report that would specify their blood alcohol concentration at the time of crime. Just committing a misdemeanor related to DUI can end you up in jail until if you aren’t able to provide any valid justification. Having a suspended driver’s license can be a worst case scenario, because that would prevent you from driving any vehicle for a designated time period.